Rates last updated: 12/20/2024 08:40 AM
APY = Annual Percentage Yield. Rates are subject to change. A penalty may be imposed for early withdrawal. APY is based on the minimum deposit requirement of the specified Share Certificate.
Rates effective as of September1, 2024.
| Type | Dividend Rate | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| Term Share Certificate | 4.00 | 4.07 | 6 | $1,000.00 |
| Term Share Certificate | 3.50 | 3.56 | 12 | $1,000.00 |
| Term Share Certificate | 3.42 | 3.47 | 15 | $1,000.00 |
| Term Share Certificate | 3.40 | 3.45 | 18 | $1,000.00 |
| Term Share Certificate | 3.37 | 3.42 | 24 | $1,000.00 |
| Term Share Certificate | 3.34 | 3.39 | 30 | $1,000.00 |
| Term Share Certificate | 3.33 | 3.38 | 33 | $1,000.00 |
| Term Share Certificate | 3.32 | 3.37 | 36 | $1,000.00 |
| Term Share Certificate | 3.32 | 3.37 | 48 | $1,000.00 |
| Term Share Step-up Certificate | 3.32 | 3.37 | 59 | $1,000.00 |
| Term Share Certificate | 3.32 | 3.37 | 60 | $1,000.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
| Type | Dividend Rate | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| IRA Share Tiered Rate Less than $25,000.00 | .30 | .30 | n/a | n/a |
| IRA Share Tiered Rate $25,000.01 to $50,000.00 | .40 | .30 - .35 | n/a | n/a |
| IRA Share Tiered Rate $50,000.01 to $100,000.00 | .50 | .35 - .43 | n/a | n/a |
| IRA Share Tiered Rate $100,000.01 and greater | .60 | .43 - .59 | n/a | n/a |
| IRA Share Certificate | 4.00 | 4.07 | 6 | $1,000.00 |
| IRA Share Certificate | 3.50 | 3.56 | 12 | $1,000.00 |
| IRA Share Certificate | 3.42 | 3.47 | 15 | $1,000.00 |
| IRA Share Certificate | 3.40 | 3.45 | 18 | $1,000.00 |
| IRA Share Certificate | 3.37 | 3.42 | 24 | $1,000.00 |
| IRA Share Certificate | 3.34 | 3.39 | 30 | $1,000.00 |
| IRA Share Certificate | 3.33 | 3.38 | 33 | $1,000.00 |
| IRA Share Certificate | 3.32 | 3.37 | 36 | $1,000.00 |
| IRA Share Certificate | 3.32 | 3.37 | 48 | $1,000.00 |
| IRA Share Step-up Certificate | 3.32 | 3.37 | 59 | $1,000.00 |
| IRA Share Certificate | 3.32 | 3.37 | 60 | $1,000.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
| Type | Dividend Rate | APY | Term/Months | Minimum Deposit |
|---|---|---|---|---|
| Roth and Coverdell IRA Share Tiered Rate Less Than $25,000.00 | .30 | .30 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $25,000.01 to $50,000.00 | .40 | .30 - .35 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $50,000.01 to $100,000.00 | .50 | .35 - .43 | n/a | n/a |
| Roth and Coverdell IRA Share Tiered Rate $100,000.01 and greater | .60 | .43 - .59 | n/a | n/a |
| Roth/Coverdell IRA Share Certificate | 4.00 | 4.07 | 6 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.50 | 3.56 | 12 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.42 | 3.47 | 15 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.40 | 3.45 | 18 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.37 | 3.42 | 24 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.34 | 3.39 | 30 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.33 | 3.38 | 33 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.32 | 3.37 | 36 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.32 | 3.37 | 48 | $500.00 |
| Roth/Coverdell IRA Step-up Certificate | 3.32 | 3.37 | 59 | $500.00 |
| Roth/Coverdell IRA Share Certificate | 3.32 | 3.37 | 60 | $500.00 |
| Jumbo Certificate (0.20% added to Dividend Rate) | n/a | n/a | n/a | $75,000.00 |
| SUPER Jumbo Certificate (0.45% added to Dividend Rate) | n/a | n/a | n/a | $250,000.00 |
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